December 2021 Monthly Report
High Yields, Capital Well Secured
Capspace delivers strong sustainable returns to Investors. Our loan book and balance sheet are growing rapidly on the back of investor demand for higher yields and SME borrower appetite for financial support and advice.
Our loan portfolio remains in good shape. Capspace continues to maintain its clean balance sheet since the inception of the Fund with all loans operating within agreed terms. The current Loan to Value Ratio (LVR) for the entire portfolio is 54%.
The Reserve Bank of Australia (RBA) official cash rate remains at the record low of 0.10% for the foreseeable future despite current inflationary pressures. By supporting SME businesses, Capspace at an 8% per annum yield, continues to pay over 20 times the interest rate of current major bank 12-month term deposits, with the interest paid monthly into your account.